Tony specialises in Pensions advice, including Final Salary/Defined Benefits, Investments, Trusts and Inheritance Tax planning.
He provides personally tailored face-to-face financial advice in an open, honest and direct fashion. His aim is to build long-term working relationships with his clients based on mutual trust, respect and understanding.
Tony has the Personal Finance Society diploma and the Advanced Pension Transfer qualification. He was granted Freedom of the City of London in 2012 in the Worshipful Company of International Bankers, is a member of the Chartered Insurance Institute and is a ‘Chartered Fellow’ of the Chartered Institute for Securities and Investment.
Tony advises The Start Network, a network of 42 disaster relief charities which include: Save the Children, Oxfam and forty other brand-name charities for whom he helped raise £56m in 2013.
He advises individuals on insurance and equity release and he advises corporate clients on auto-enrolment, business protection and succession planning.
Tony works with accountancy and legal practices to provide advice to their clients.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The FCA do not regulate buy to let mortgages.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
The FCA do not regulate auto enrolment and succession planning.
Trusts are not regulated by the FCA.
Transferring out of a final salary pension is unlikely to be in the best interest of most people.
The FCA do not regulate trusts and inheritance tax planning.
Holistic financial planning
Establishing and reviewing Trusts
Complete personal risk management planning
Short and long-term savings and investments
Home contents insurance
Whole of life and Term Assurance protection
Private medical arrangements
Critical illness insurance
Permanent Health Insurance, aka Income Protection
Mortgage placement and arranging for:
First time buyers
Deals researched and arranged to suit:
Fixed rate deals
Variable and flexible
Capped and or collared